"Analyzing Credit Risk Management in Commercial Banks: An Exploratory Research about the Opinions of a Sample of Managers and heads of departments in selected commercial banks in Erbil City (2021", Iraqi Journal Economic, م 20, عدد 73, ص 106–125, 2022, تاريخ الوصول: 4 يونيو، 2026. [مباشر على الإنترنت]. موجود في: https://ecournal.uomustansiriyah.edu.iq/index.php/ecournal/article/view/700