إطلاق صندوق التمويل الوطني في ظل تدني مستويات الائتمان المقدم للقطاع الخاص - الضرورات والدلالات الاقتصادية -

الملخص

Based on "the role of the Central Bank of Iraq in dealing with the new reality of the country, and in accordance with" its law and its responsibility for the economic stimulus, and the reduction of unemployment, particularly in light of the drop in oil prices, the recession experienced by the country and the low bank credit levels to the private sector to the  total credit    ( 90.6%) in 2010 (68.9%) in 2014, the Central Bank of Iraq  launched a national finance fund to finance small and medium enterprises.

The research aims to identify the extent of the reflection of the low levels of credit to the private sector on finance the small and medium enterprises, and the statement of the economic implications of the launch of the National Finance Fund, and knowledge of the role of the bank guarantees company to the success of this project.

The research found several conclusions, including that the project of National Finance Fund is a positive step towards encouraging entrepreneurs to self-employment to serve the stage through which the country's economic transformation towards the market by activating the investment, which does not need high capital-intensive, and provides operational opportunities for the produced class in Iraq. As the central bank's decision to establish the fund is a step in the way of granting a more effectively mission to the private banking sector to take its role in stimulating economic activity,  during its process of implementation of the project