Evaluation of the efficiency of banking liquidity management in the Iraqi banking system using the data envelope analysis method for the period 2002-2019

Abstract

Efficient bank liquidity management in the banking system contributes to reducing the possibility of exposure to banking risks that commercial banks may be exposed to continuously, represented by their inability to fulfill their obligations on the maturity date. Liquidity risk is considered one of the most difficult risks facing the banking system. Banking liquidity indicators and banking liquidity risk indicators through the data envelope analysis program to measure and analyze the efficiency of the Iraqi banking system, considering the first as inputs and the second as outputs in the process of evaluating the efficiency of liquidity management for a sample in the research.

The problem of the study is that the Iraqi banking system suffers from instability in the economic, political, and security environment, and severe fluctuations and various shocks cast a shadow over uncertainty in the future, which makes pessimism prevail among the owners of commercial banks, especially private ones, and this requires examining the efficiency of the Iraqi banking system according to this environment because liquidity An important factor for the economy to be important and in high security.